Medicare Options | Melbourne

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THE VALUE OF INDIVIDUAL, FAMILY, AND GROUP INSURANCE SOLUTIONS: Medicare Options For All

Borde & Associates offers a wealth of experience and knowledge to help Borde & Associates clients understand the complex web of Medicare options available for families and businesses. Borde & Associates, LLC is a trusted resource for individual, family, and group insurance solutions. Borde & Associates provides the tools and resources you need in order to find the best insurance plan that fits you.

What is Medicare?

Medicare is a federal health insurance program that provides coverage for the following people:

• People aged 65 and up
• Certain disabled children and teenagers
• End-Stage Renal Disease Patients (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

What are the various components of Medicare?

Medicare's various components assist in the coverage of specific services:

• Part A of Medicare (Hospital Insurance)
• Part A of the plan covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
• Part B of Medicare (Medical Insurance)
• Part B provides coverage for certain doctor's services, outpatient care, medical supplies, and preventive services.
• Part D of Medicare (prescription drug coverage) assists in covering the cost of prescription drugs (including many recommended shots or vaccines).

Our services:

• Health Insurance incl Medicare options
• Life insurance with living benefits
• Long term care strategies
• Tax-free & lifetime income retirement strategies
• Disability
• Vision
• Dental
• Hospitalization
• Voluntary benefits for groups

Borde & Associates is a trusted resource for all of your individual and family insurance needs including health, life, hospitalization, vision, and dental insurance in addition to long-term care and disability income insurance solutions in order to help protect your loved one from medical debts. Borde and Associates also help businesses find health insurance solutions that fit their business models and needs.

Medicare Alternatives

BORDE & ASSOCIATES assists you in understanding the various Medicare options available to you. Among the options are:

• Parts A, B, and D of Medicare
• Medicare Parts A, B, D, and Supplemental Insurance (Medigap)
• Medicare Supplemental Insurance with Prescription Drug Coverage (Part C, MAPD)
• Medicare Parts A and B, as well as VA benefits, or reliable prescription drug coverage
• Medicare Advantage (Part C, MA) without Prescription Drug Coverage and VA, Benefits or other credible prescription drug coverage
• Employer Group Major Medical Coverage and More! Medicare Part A and Employer Group Major Medical Coverage & More!

Considerations Before Enrolling in Medicare

Original Medicare covers hospitalization, major medical services, and prescription drugs.

Medicare Advantage plans are HMOs and PPOs that must provide the same coverage as Original Medicare and may also include vision, dental, special needs, and additional savings programs.

Medicare Supplements (Medigap) can only be used in conjunction with Medicare Parts A and B, and the coverage varies by company.

We specialize in guiding families through the Medicare maze because Medicare is not a one-size-fits-all solution.

And families aren't the only ones who benefit from customized insurance plans; small and large businesses do too.

You can choose from Original Medicare, Medicare Advantage or Original Medicare and a Medicare Supplement (Medigap).

With all of these options available, it's easy to understand why the wrong solution can be costly in terms of money and time.
 

Here are some examples of how we've helped our clients over the years:

Individual employees with unique healthcare needs have found customized coverage that was affordable but also met their specific needs.

An individual client will also find that their budget and need will be met with Borde & Associates as we have an array selection of health insurance for individuals to take care of their healthcare needs.

Businesses have found that working with a broker instead of going directly to the insurance company has been an excellent choice when it came time to renew or purchase insurance. In particular, this is because we don't sell policies from anyone insurer; rather, we take the time to understand each business's unique situation and then work to find the best policies from a top-choice group of insurers.

In turn, this means that our clients have wider choices and can take advantage of more competitive rates. This is because we negotiate on their behalf with multiple insurance companies instead of just one or two - something an insurer will naturally be reluctant to do if all it wants is to make a profit and not benefit the business.

We also recognize that different companies offer their own group medical insurance plans - and we advise our clients on how to get the best deals even if they decide to go with a competitor. Additionally, we work with existing medical policies to make sure that they can be improved and more importantly: match business needs properly. We also deal with disability, life

Examples of Insurances We Work With

Before looking at some of the different kinds of insurance policies available, it is important to understand that we work with all types of companies, big or small. We are associated with some of the top healthcare providers in the nation (such as Wellpoint, Inc., United Health Group Inc., and Anthem Inc.) that provide services to both large and mid-sized individuals and companies.

• American National Insurance Company
• Forethought Life Insurance Company
• Guardian Life Insurance Company
• Humana Health Insurance

and so much more!

Our guarantees:

• Specialize in different types of health and life insurances
• Personalized service
• Effective insurance services
• Fully licensed professional team
• Serves individuals, families, and businesses

Serving:

• Brevard County
• Melbourne & Melbourne Beach
• Palm Bay
• Rockledge
• Titusville
• Cocoa & Cocoa Beach
• Indialantic
• Merritt Island
• Cape Canaveral
• Indian River County
• Vero Beach
• Sebastian